Xero

Name: Xero
Rating: 4.3 (6500 reviews)

Accounting & Finance

Small businesses and growing SMEs that want cloud accounting with strong bank reconciliation, invoicing, and a large integrations marketplace—especially teams working with external accountants/bookkeepers.

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Quick Overview

Pricing: $15-$78/month
Details: Starter $15/mo, Standard $42/mo, Premium $78/mo (USD; pricing varies by region and taxes).
G2 Rating: 4.3 / 5.0
Capterra: 4.4 / 5.0
Comparisons: Featured in 1 comparison

Key Features

Invoicing, quotes, and online payments (via integrations)
Bank feeds and bank reconciliation
Bills, purchase orders, and accounts payable workflows
Financial reporting (P&L, balance sheet, cash flow) and budgeting (via apps)
Integrations ecosystem (payroll, inventory, time tracking, e-commerce) and accountant collaboration

Pros

+Excellent bank reconciliation and bank feed workflows
+Clean, modern UI with strong core accounting coverage
+Large app marketplace for extending payroll, inventory, and payments
+Easy collaboration with accountants and multi-user access controls

Cons

−Advanced features (payroll, inventory, budgeting) often require paid add-ons or third-party apps
−Pricing and plan limits can change by region; costs can rise as you add users/apps
−Some users report occasional bank feed sync issues and support response variability

Xero in Our Comparisons

Accounting & Finance18 min read

QuickBooks vs Xero vs FreshBooks vs Zoho Books vs Sage Intacct - 2025 Honest Review & Comparison

Comparing QuickBooks, Xero, FreshBooks & more. Honest accounting & finance reviews with pricing, features, pros/cons. Updated Dec 2025.

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Updated December 2025