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Accounting & Finance

Xero vs Sage Intacct

Which accounting & finance tool is right for you? Compare features, pricing, and user reviews to make the best choice.

X

Xero

4.36,500 reviews

Small businesses and growing SMEs that want cloud accounting with strong bank reconciliation, invoicing, and a large integrations marketplace—especially teams working with external accountants/bookkeepers.

Starting at $15-$78/month
S

Sage Intacct

4.31,200 reviews

Mid-market organizations (including multi-entity companies and nonprofits) that need cloud financial management with strong reporting, controls, and scalability beyond entry-level accounting tools.

Starting at Quote-based

Side-by-Side Comparison

FeatureXeroSage Intacct
Pricing$15-$78/monthQuote-based
G2 Rating4.3 (6,500 reviews)4.3 (1,200 reviews)
Capterra Rating4.44.3
Best ForSmall businesses and growing SMEs that want cloud accounting with strong bank reconciliation, invoicing, and a large integrations marketplace—especially teams working with external accountants/bookkeepers.Mid-market organizations (including multi-entity companies and nonprofits) that need cloud financial management with strong reporting, controls, and scalability beyond entry-level accounting tools.

Pros & Cons

Xero

Pros

  • + Excellent bank reconciliation and bank feed workflows
  • + Clean, modern UI with strong core accounting coverage
  • + Large app marketplace for extending payroll, inventory, and payments
  • + Easy collaboration with accountants and multi-user access controls

Cons

  • Advanced features (payroll, inventory, budgeting) often require paid add-ons or third-party apps
  • Pricing and plan limits can change by region; costs can rise as you add users/apps
  • Some users report occasional bank feed sync issues and support response variability

Sage Intacct

Pros

  • + Powerful dimensional reporting and customizable dashboards for fast, flexible financial insights
  • + Strong multi-entity consolidation and intercompany capabilities for growing organizations
  • + Automation for AP/workflows reduces manual work and improves controls/audit readiness
  • + Broad integration ecosystem and API support for connecting to CRM, expenses, payroll, and more

Cons

  • Quote-based pricing and implementation costs can be high and vary widely by scope
  • Configuration and reporting flexibility can require admin expertise or partner support
  • Some advanced capabilities are add-on modules, increasing total cost and complexity