Which accounting & finance tool is right for you? Compare features, pricing, and user reviews to make the best choice.
Small businesses and growing SMEs that want cloud accounting with strong bank reconciliation, invoicing, and a large integrations marketplace—especially teams working with external accountants/bookkeepers.
Freelancers, solopreneurs, and small service-based businesses that need fast invoicing, time/expense tracking, and simple accounting without the complexity of full ERP systems.
| Feature | Xero | FreshBooks |
|---|---|---|
| Pricing | $15-$78/month | $19–$60/month |
| G2 Rating | 4.3 (6,500 reviews) | 4.4 (4,200 reviews) |
| Capterra Rating | 4.4 | 4.5 |
| Best For | Small businesses and growing SMEs that want cloud accounting with strong bank reconciliation, invoicing, and a large integrations marketplace—especially teams working with external accountants/bookkeepers. | Freelancers, solopreneurs, and small service-based businesses that need fast invoicing, time/expense tracking, and simple accounting without the complexity of full ERP systems. |